Chapter II Financial Institution Agreement Administrative Committee

Article 3 (Purpose)

A Financial Institution Agreement Administrative Committee (the "Administrative Committee") shall be established to implement this Agreement.

Article 4 (Organization)

4.1 The Administrative Committee shall have approximately ten committee members who will be financial institution's representatives appointed by the financial institutions that have entered into this Agreement.

4.2 The Chairman of the Administrative Committee shall, in principle, be selected from among the Administrative Committee members pursuant to an amicably reached consensus thereof.

4.3 The term of office for the Chairman and each of the committee members shall be one (1) year, and may be renewed.

Article 5 (Authority)

5.1 The Administrative Committee shall be authorized to do the following:

(1) Appoint of the Chairman and the members of the Company Restructuring Committee (as defined below);

(2) Make decisions related to the amendment or termination of this Agreement;

(3) Make decisions related to operating expenditures and settlement thereof for the Company Restructuring Committee (as defined below); and

(4) Make decisions related to implementation of this Agreement

5.2 Decisions reached pursuant to items (1) and (2) above shall be rendered ineffective if they are not ratified by three-fourths or more of the financial institutions that have entered into this Agreement within ten (10) days of the date of the relevant decision.

Article 6 (Adoption of Resolutions by the Administrative Committee)

Resolutions of the Administrative Committee shall be adopted by the affirmative vote of two-thirds or more of the committee members present at a meeting where two-thirds or more of the total number of committee members are in attendance.